There has never been a time in history when a strong auto insurance policy has been more important than today.
My approach to auto insurance is to advise clients to take the highest liability limits their budgets allow.
All reputable carriers offer similar coverages and discounts. And many large carriers have eliminated agents from the equation altogether, allowing insureds to craft their own auto policies online for no significant reduction in premium.
So I ask you, if you had the option to work with a local agent who will be available to assist with policy changes, requests, questions, claims and billing concerns, would that make more sense for you than making a call into an overseas service center who has no idea who you are when you call? The choice is certainly yours to make.